TDSR, MSR and Stamp Duty (ABSD) calculators

 

To help you plan your property purchase in Singapore, here are the direct links to official and reputable calculators for TDSR, MSR, and Stamp Duty (including ABSD).

 

1. Stamp Duty (BSD & ABSD) Calculators

The Inland Revenue Authority of Singapore (IRAS) provides the official tool to calculate both Buyer’s Stamp Duty (BSD) and Additional Buyer’s Stamp Duty (ABSD).

• Official IRAS Calculator: Stamp Duty Calculator for Property

  • Note: This covers residential and non-residential properties, including the latest ABSD rates.

 

2. TDSR & MSR Calculators

While the Monetary Authority of Singapore (MAS) sets the regulations, they do not host a "calculator" on their site. Instead, major banks and established property portals provide tools that follow the MAS framework (55% TDSR and 30% MSR).

 

• HDB Official Portal: HDB Budget & Loan Calculator

  • Best for: HDB buyers. It automatically incorporates MSR and TDSR rules into your eligibility assessment.

• DBS MyHome Planner: DBS Mortgage & Affordability Tools

  • One of the most comprehensive bank tools for both private and HDB properties.

• PropertyGuru Finance: TDSR Calculator | MSR Calculator

  • Highly user-friendly for quick estimations on your borrowing limit.​​​​​​​​​​​​​​​​

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